Frequently Asked Questions

Navigating the legal landscape after an unexpected injury or workplace accident can be overwhelming. At Mickle & Bass, we understand that clarity is the first step toward recovery and justice. Our firm is committed to providing transparent, professional legal counsel to residents across South Carolina. This FAQ guide is designed to address the most pressing concerns our clients face, ensuring you feel informed and empowered as we work together to secure the compensation and support you rightfully deserve.

Understanding Workers’ Compensation

Many clients ask if they qualify for benefits after an on-the-job injury. In South Carolina, most employers are required to carry workers’ compensation insurance. If you were injured while performing job-related duties, you are generally entitled to medical coverage and wage replacement, regardless of who was at fault for the accident.

Timelines for Filing a Claim

Time is a critical factor in any legal proceeding. For workers’ compensation, you must report your injury to your employer within 90 days. For personal injury claims, the statute of limitations typically allows three years from the date of the incident to file a lawsuit. Acting quickly helps preserve vital evidence.

Frequently Asked Questions

What makes Mickle & Bass unique compared to other firms?

The firm’s founding partners, Ann Mickle and Alan Bass, are former South Carolina Workers’ Compensation Commissioners. Having previously served as the “judges” who decided these cases, they possess “insider” knowledge of how the system works, how insurance companies fight claims, and what evidence a current Commissioner needs to see to rule in a client’s favor.

While they are widely known for Workers’ Compensation, Mickle & Bass also handles:

  • Personal Injury: Car, truck, and motorcycle accidents.
  • Premises Liability: Slip and fall, negligent security, and dog bites.
  • Product Liability: Defective products and medical devices.
  • Social Security Disability: Assistance for those unable to work due to long-term disability.
  • Wrongful Death & Nursing Home Injuries.

They serve clients across South Carolina with offices in Columbia, Charleston, Myrtle Beach, and Rock Hill.

Mickle & Bass offers free, no-obligation consultations. You can speak with an attorney or a legal professional to review your situation and learn about your options at no cost.

Yes. The firm operates on a contingency fee basis. This means you pay $0 upfront. They only collect a legal fee if they successfully recover money for you through a settlement or court award.

First, report the injury to your employer immediately and in writing. South Carolina has strict time limits for reporting. Second, seek medical attention and be very clear with the doctor that your injury happened at work. Third, document everything, including who you spoke to and when.

No. In addition to sudden accidents (like a fall), it covers occupational illnesses (from exposure to chemicals/toxins) and repetitive strain injuries (like carpal tunnel) that develop over time due to your job duties.

Yes. If a workplace incident or repetitive labor aggravates or worsens a pre-existing condition, you may still be eligible for Workers’ Compensation benefits under South Carolina law.

The employer’s insurance company is responsible for authorized medical expenses. However, be aware that in South Carolina, the employer or their insurer typically has the right to choose the doctor who treats you.

If you are unable to work, you may receive Temporary Total Disability (TTD) benefits. These are usually calculated as two-thirds (approx. 66%) of your average weekly wage, based on your earnings in the four quarters prior to the injury, subject to a state maximum.

South Carolina is an “at-will” state, but it is illegal for an employer to retaliate against you solely for filing a good-faith Workers’ Comp claim. If you feel you were fired or demoted because of your claim, you should consult your attorney immediately.

Insurance companies often try to close cases early or assign a lower “disability rating” to minimize your final settlement. A lawyer—especially a former Commissioner—can help ensure you receive the full value of your claim, including compensation for permanent disability, future medical needs, and lost earning capacity.

If you still have questions or feel uncertain about your specific situation, don’t leave your recovery to guesswork. Every case has unique details—from the nature of your injury to the specifics of your employment—that a general FAQ cannot fully address. Mickle & Bass Law Firm encourages you to reach out directly for a personalized consultation to clarify your rights, challenge low settlement offers, or discuss medical provider options. Taking a moment to get professional answers now can ensure you don’t miss out on the full benefits you deserve.

The Value of Legal Representation

You may wonder if a lawyer is necessary for your case. While you can file alone, insurance companies often attempt to minimize payouts. Our experienced attorneys handle the complex paperwork, negotiate with adjusters, and build a robust case to ensure your settlement reflects the true extent of your physical and financial damages.

Costs and Contingency Fees

A common concern is the cost of hiring a premier law firm. Mickle & Bass operates on a contingency fee basis. This means you pay no upfront legal fees; we only receive payment if we successfully recover compensation for you. This structure ensures that high-quality legal advocacy remains accessible to everyone.

Contact Mickle & Bass Today

If you have additional questions or are ready to begin your claim, our team is here to help. We offer free, no-obligation consultations to review the specifics of your situation and provide a clear roadmap for your recovery. Contact Mickle & Bass today by visiting our website or calling our office to schedule your appointment with a dedicated legal professional.