When we are injured on the job, the sudden uncertainty of medical bills and lost income can be overwhelming. In South Carolina, the workers’ compensation system is designed to provide a safety net, but navigating the specific benefits available requires a clear understanding of the law. At Mickle and Bass, we believe every worker deserves to know exactly what they are entitled to after an accident.
The most immediate benefit available to us is the coverage of all necessary medical care. This includes everything from emergency room visits and surgeries to prescriptions and physical therapy. Under South Carolina law, the employer or their insurance carrier typically selects the doctor, but we must ensure all related costs, including medical equipment and travel for appointments, are fully covered without out-of-pocket expenses.
If an injury prevents us from returning to work, we are generally entitled to temporary total disability benefits. These payments typically equal two-thirds of our average weekly wage, helping us maintain financial stability while we focus on recovery. We understand how critical these checks are for our families, and we work to ensure they are calculated accurately based on the state’s current maximum weekly rates.
Once we reach maximum medical improvement, a doctor may determine that we have a permanent disability. Depending on whether the injury affects a specific body part or our overall ability to work, we may qualify for permanent partial or permanent total disability benefits. These benefits are structured to provide long-term financial support, acknowledging the lasting impact a workplace injury has on our lives and future earning potential.
Beyond immediate care, South Carolina offers vocational rehabilitation to help us re-enter the workforce if we cannot return to our previous roles. In the most tragic circumstances where a workplace accident results in a fatality, death benefits are provided to dependents. These include weekly compensation and funeral expenses, offering vital support to families during their most difficult times as they navigate life without their loved one.
Navigating the complexities of workers’ compensation benefits can be daunting, but you do not have to face the insurance companies alone. At Mickle and Bass Law Firm, our team of former workers’ comp commissioners uses its unique insight to fight for the full compensation we all deserve. Whether you need help securing medical treatment or appealing a denied claim, we are here to provide the experienced advocacy your case requires. If you have questions about your specific situation, we invite you to contact Mickle and Bass for a free consultation or visit our website to learn more about how we can protect your rights.
