When you are injured on the job, you expect the insurance process to be a safety net. However, the reality is often more complex. At Mickle and Bass, we’ve seen firsthand how carriers prioritize their bottom line. Understanding their tactics is the first step toward securing the full workers’ compensation benefits you truly deserve for your recovery.
Once a claim is filed, the insurance company begins an investigation to determine compensability. This usually involves “three-point contact” between the adjuster, your employer, and your medical provider. They are looking for any reason to suggest the injury didn’t occur during the scope of your employment. Having a compensation lawyer ensures your side of the story is protected.
Adjusters often ask for recorded statements early on, framed as a way to “speed up” your claim. In reality, these recordings are often used to find inconsistencies or get you to speculate on your health. At Mickle and Bass, we advise clients to be extremely cautious. One wrong word can jeopardize your entire workman’s comp case.
Insurance companies frequently request broad medical authorizations to dig through your entire history. They are searching for old injuries or pre-existing conditions to blame for your current pain. This tactic is designed to devalue your claim. Our workman’s comp lawyers fight to ensure only relevant medical information is shared, protecting your right to fair treatment.
Carriers may hire private investigators to monitor your daily activities or request an Independent Medical Exam (IME) with a doctor they choose. These steps are aimed at proving you aren’t as injured as you claim. Because our founders are former Workers’ Compensation commissioners, we know exactly how to counter these aggressive tactics used by insurance companies.
Navigating a work injury alone is overwhelming, especially when facing seasoned insurance adjusters. You don’t have to fight this battle by yourself. At Mickle and Bass, we never represent insurance companies—we only represent you. Contact our experienced workman’s comp attorney team today for a free consultation to protect your future and your family.
