Suffering an injury on the job is overwhelming, but understanding the legal roadmap can provide much-needed clarity. In South Carolina, the workers’ compensation system is designed to provide medical care and wage replacement for injured employees. However, the process involves strict deadlines and specific procedural requirements that we must navigate carefully to ensure you receive full benefits.
We emphasize that the most critical first step is notifying your employer about the accident as soon as possible. Under South Carolina law, you generally have 90 days to report the injury, but waiting can create unnecessary doubt regarding your claim. We recommend providing this notice in writing to your supervisor to create a clear, documented record of the event.
In our state, the employer or their insurance carrier typically has the right to choose the doctor who treats you. We advise all our clients to request a list of authorized medical providers immediately after reporting the injury. Seeking unauthorized care might result in the insurance company refusing to pay those specific bills, which can complicate your financial recovery process.
While your employer is responsible for notifying the South Carolina Workers’ Compensation Commission, we often find it necessary to file a Form 50 on behalf of our clients. This formal claim ensures your rights are protected independently of your employer’s actions. This step is vital if your claim is denied or if you are not receiving the correct benefits.
Beyond the 90-day reporting window, there is a two-year statute of limitations for filing a formal claim with the Commission. We work diligently to ensure all paperwork is submitted long before this deadline expires. Missing this window can permanently bar you from recovering compensation, regardless of the severity of your injuries or the clear liability of the accident.
Navigating the complexities of the South Carolina workers’ compensation system is easier with an experienced legal team by your side. At Mickle and Bass Law Firm, we leverage our unique background as former Workers’ Compensation Commissioners to advocate for the benefits you deserve. If you have questions about your claim or need assistance filing paperwork, we are here to help. Reach out to us today for a free consultation to discuss your case or visit our website to learn more about your rights.
